![]() What do you need to know about the three PAP endorsements for ridesharing? PP 23 40 10 15 – Public Or Livery Conveyance Exclusion Endorsement ![]() At this time, no options are available to extend even limited coverage under ISO’s PUP to ridesharing drivers. The PUP endorsement follows the reinforced PAP “public or livery conveyance” exclusion ISO introduced with the PP 23 40 PAP endorsement. The proposed nationwide effective date for these changes is Oct.1, 2015, though the actual implementation date could vary in specific states. “Introduction of a Reinforced Public or Livery Conveyance Exclusion”: DL 99 12 10 15 – Personal Umbrella Liability Policy Public Or Livery Conveyance Exclusion EndorsementĮach filing goes hand in hand with a companion rules filing.
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